Wind turbine scam leaves elderly paying loans

4 April 2026 Poland Radar 0 Comments

A wind turbine scam in Lublin Voivodeship left an elderly couple repaying loans for a never-delivered installation.

Lead: An elderly couple in Skorczyce say a wind turbine scam left them repaying loans for a system they never received. Moreover, they signed contracts promising grant funding that never arrived.

Table of Contents

What happened in Skorczyce

Ewa, 68, and Jakub, over 70, live near Urzędów and Kraśnik. They responded to an online offer from D&W Projekt. Consequently, a salesman visited their sunny field and promised a small wind turbine and energy storage. The firm guaranteed subsidy help from the state fund NFOŚiGW (National Fund for Environmental Protection). In addition, the contract promised that the company would return money if the grant failed.

Therefore, the couple allowed D&W Projekt to apply for bank loans on their behalf. The plan was simple. The grant would repay the loans. However, installers never came. Consequently, Santander Bank began to demand monthly repayments. The bank told them the contract used SMS digital consent. The couple say they never sent that SMS.

Why this wind turbine scam matters

This case shows how older residents can become targets. Moreover, the fraud involves several legal and financial layers. First, companies advertised energy installations that qualify only on low-grade farmland. Second, the subsidy program “Moja elektrownia wiatrowa” requires that applicants register only after installation and commissioning. Therefore, promising pre-approval misleads clients.

In addition, the loan holder named Codestellation appears in the credit paperwork. Consequently, money moved without equipment delivery. The police in Kraśnik opened a preliminary check under Article 286 §1 (fraud). However, local officers declined to start full proceedings initially. Furthermore, the couple received no rent payments for land lease. The firm promised up-front rent covering the first year. Yet the payments never arrived.

Local and digital red flags

Always verify a company’s KRS registry entry before signing. Moreover, check online complaints and consumer groups. In this case, D&W Projekt and Codestellation appear in Facebook posts by other unhappy clients. Therefore, repeat patterns of missed installation and poor documentation alarm lawyers. Many customers report missing invoices, missing as-built certificates, and incorrect device parameters. Consequently, lawyers consider group litigation.

💡 GOOD TO KNOW: If you live in Poland, keep your PESEL (national ID number) private. Always ask for written invoices before paying. Remember that NFOŚiGW is the national environmental fund handling subsidies. In addition, ZUS is the social insurance office and NFZ is the health fund. Therefore, get written confirmation that a subsidy application was filed. Finally, avoid signing loans before installation and insist on seeing the contractor’s KRS (company registry) details and bank beneficiary info.

Lawyers like Lexvindico already assist roughly twenty victims. Moreover, they say most claims require court action. Therefore, affected clients should collect all contracts, bank statements, and communications. In addition, ask the bank to provide transaction details and the SMS authorization logs.

For expats, note that Polish courts accept translated documents. Therefore, seek a local lawyer promptly if you encounter similar tactics. In addition, report suspicious offers to consumer protection offices. Consequently, you help prevent further scams.

Source: Read original article