ZUS to Pay 14th Pension in September — up to 1978 PLN
The 14th pension Poland will be paid automatically with September pensions, up to 1,978.49 PLN gross for eligible retirees. Check thresholds and dates.
The Social Insurance Institution (ZUS) will pay the 14th pension Poland automatically in September 2026. Moreover, eligible retirees may receive up to 1,978.49 PLN gross as an extra payment.
Who gets the payment and when
ZUS will add the extra payment to regular pensions and disability pensions in September. Consequently, no separate application will be necessary. Moreover, standard payment dates are 1, 6, 10, 15, 20 and 25 September. However, pre-retirement payees should expect the extra payment on 1 October 2026. In addition, ZUS will follow each person’s usual payment schedule. Therefore, the exact day depends on your normal pension date.
How much and who qualifies
The full extra payment equals 1,978.49 PLN gross. However, only people with a basic pension or disability payment up to 2,900 PLN gross get the full amount. Moreover, the scheme uses a “zlotowka za zlotowke” rule. Consequently, each zloty above 2,900 PLN reduces the extra payment by one zloty. For example, a 3,000 PLN pension cuts the extra payment by 100 PLN. Therefore, a 3,000 PLN pension gives 1,878.49 PLN gross as the extra payment. In addition, once the calculated extra amount falls below 50 PLN gross, ZUS will not pay it. Consequently, no extra payment will go to people with pensions above 4,828.49 PLN gross in 2026.
Taxes, health contribution and net amounts
The extra payment faces a 9% health contribution and income tax advance. Therefore, your net sum will fall below the gross amount. Moreover, a regional ZUS example shows a person on the minimum pension of 1,978.49 PLN gross could receive 1,625.43 PLN net. However, the tax-reducing allowance of 300 PLN applies only once per month. As a result, the net values for the extra payment will not always match net values of the basic pension.
What else expats should know
Moreover, the extra payment is protected from most garnishments. Consequently, courts or debt collectors usually cannot seize it. In addition, ZUS does not count the extra payment as income for some social benefits. However, ZUS will consider sums of concurrent benefits when calculating entitlement. Therefore, people on widow’s or family pensions should check combined amounts carefully.
The extra payment originates from the law of 26 May 2023 on an additional annual benefit for pensioners and disabled pensioners. Moreover, the Cabinet defined 2026 payment dates in a government regulation. Therefore, ZUS will calculate payments automatically for qualifying people. However, those whose pensions were suspended at the last day of August 2026 will not receive it.
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