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Updated 10:00

Why Price Rises Will Hit Every Wallet in Poland 2026

Grant Thornton finds 6 in 10 firms plan price increases in 2026. Learn why it matters and how expats should prepare.

Millions of Poles face tighter wallets in 2026 as price increases loom. Consequently, a new Grant Thornton survey shows 6 in 10 medium and large firms plan to raise prices next year.

Why companies plan price increases

Macro data looks calm. However, firms tell a different story. They cite rising labor costs. In addition, they mention higher energy bills and supply chain pressure. Moreover, businesses expect regulatory and social costs to grow. For example, ZUS (the Polish social insurance institution) charges and employer contributions can push payroll expenses up. Therefore companies say they will pass costs to consumers.

What this means for households

Households already count monthly budgets carefully. Consequently, even modest price moves will bite. Food, services and local transport costs will rise first. In addition, rent and utilities may follow. Moreover, the stable interest-rate environment offers limited relief. Therefore consumers cannot rely on cheaper loans to offset price pressure.

Price increases and the broader economic picture

Poland’s inflation fell from the 2022 peak. Yet wage growth and corporate pricing plans can reignite inflation. Furthermore, firms in sectors like manufacturing and logistics face global cost shocks. As a result, the official statistics may lag behind lived experience. Therefore expect everyday prices to reflect business decisions faster than headline indices show.

How this affects expats living in Poland

Expats should watch several areas closely. First, wages in many jobs do not adjust automatically. Consequently, you may need to renegotiate pay. Second, healthcare usage can cost more. Poland has the NFZ (public health fund), but many expats use private care. In addition, everyday fines and fees (mandat means a traffic or municipal fine) can cut discretionary income. Moreover, administrative matters tied to PESEL ID numbers can affect access to services. Therefore check your employment contract and benefits now.

💡 GOOD TO KNOW: Poland links many costs to wage and social contributions. For expats, this means higher living costs can affect rent, utilities and private health care. Check if your employer pays ZUS (social security) on your behalf, and confirm what NFZ (public health care) access you have. Keep copies of your PESEL or registration documents. Finally, build a buffer for occasional fees and mandats.

In short, the Grant Thornton finding signals a clear shift. Consequently, policy makers and households must prepare. Moreover, expats should review contracts and spending plans now. Therefore act early to reduce financial stress in 2026.

Source: Read original article

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