Euronet cuts BLIK cash withdrawals to 200 zł

12 October 2026 Poland Radar 0 Comments

Euronet enforces a 200 zł ATM limit on single BLIK withdrawals from 19 February 2026. Learn what this 200 zł ATM limit means for expats.

Euronet Poland has cut single BLIK cash withdrawals to 200 zł at its own ATMs from 19 February 2026. The 200 zł ATM limit means customers who expect to withdraw larger sums must rethink their cash plans.

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Where and how this limit applies

Euronet introduced the 200 zł cap for BLIK cash withdrawals at ATMs and recycling machines it owns. The change does not affect devices that carry a bank’s logo even if Euronet provides technical support. The limit applies per single BLIK transaction, not as a new daily cap imposed by banks.

Why the operator reduced limits

Euronet says current fees for BLIK withdrawals do not cover the cost of providing the service. The operator reduced the single-transaction limit from 800 zł to 200 zł to cut losses. Polish Standard Płatności, which runs the BLIK system, criticised the move. It said lowering the single withdrawal from 800 zł to 200 zł harms cash convenience. The organisation also noted the limit has not been enforced by every ATM operator.

How customers can still access larger sums

PKO Bank Polski confirmed their own ATMs do not use the 200 zł cap for single BLIK withdrawals. The bank reminded customers about other practical limits. These include account or app daily limits, machine cash availability and technical device limits. PKO BP said the default daily BLIK ATM withdrawal limit in IKO for adults equals 1500 zł, and customers can change limits within bank-set maxima.

mBank advised clients about Euronet’s restriction. The bank suggested using its own ATMs or Planet Cash machines when customers need bigger sums. Planet Cash machines may allow single withdrawals up to 4000 zł. Still, the bank stressed that the actual amount depends on individual account limits and cash availability.

Practical impact: how many withdrawals for bigger amounts

If you face a 200 zł single-transaction cap, small totals quickly require many operations. For example, 400 zł needs two transactions, 600 zł three, 1000 zł five, 2000 zł ten and 3000 zł fifteen. These calculations show only the minimum count of transactions. They do not guarantee the bank or machine will permit all operations free of charge or within your daily limit.

💡 GOOD TO KNOW: Check your bank app before you go to an ATM. Look at both the per-transaction and daily BLIK limits inside the app. Remember that Polish banking uses national IDs like PESEL and other local rules. If you need a large cash sum, consider your bank branch or a bank-operated ATM. Also verify possible fees for card or out-of-network withdrawals.

How to check limits before a withdrawal

Open your mobile bank app or online banking. Review card cash withdrawal and BLIK settings. Also check if the ATM belongs to Euronet or another network. If you need a lot of cash, contact your bank or plan multiple withdrawals where permitted. Ordering cash at a branch can also be an option.

Finally, refusal to dispense a sum does not mean a bank blocked your account. Most often the cause is an operator or machine limit, a security cap, or simply a lack of banknotes. Choose the right ATM and check app limits before urgent trips to a cashpoint.

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