Lublin resident loses nearly 100,000 zł in bank scam

7 April 2026 Poland Radar 0 Comments

A Lublin man lost almost 100,000 zł to a bank impersonation scam. Police urge caution and to verify any urgent bank calls.

Nearly 100,000 zł disappeared after a convincing phone call. The victim answered a caller who described a bank impersonation scam. Consequently, he followed instructions and lost his savings.

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What happened in Lublin

A few days ago a man in Lublin received a phone call. The caller claimed to be a bank employee. Moreover, the caller said someone tried to take out credit using the man’s details. Therefore, the caller urged immediate action. The victim believed the story. He took a new loan as instructed. In addition, the caller told him to transfer funds to a so-called technical account. He also handed cash to a courier. However, the account and courier belonged to criminals.

Police response and ongoing investigation

The victim discovered the fraud later and reported it to the police. Consequently, officers opened an investigation. They now work to identify and arrest the perpetrators. Moreover, police remind residents that bank staff never ask clients to take loans or to send money to third-party accounts. In addition, the police warn that no bank asks for cash delivery via courier for account security. Therefore, any such request should raise suspicion.

Understanding the mechanics of the bank impersonation scam

Scammers use social engineering to pressure victims. They often claim urgency. In many cases they imitate caller IDs to look legitimate. Furthermore, they ask victims to move money quickly. They may advise clients to open new loans or change account settings. Consequently, victims feel cornered and act fast. This tactic reduces time for verification. However, victims who pause and call their bank directly often prevent losses.

How to react and protect yourself

First, stop and verify every unexpected call. Second, use the bank’s official number on its website or card. Moreover, do not send money to unknown accounts. Do not hand cash to couriers who claim to act for a bank. In addition, block cards and accounts if you suspect fraud. Finally, report the case to the police immediately.

💡 GOOD TO KNOW: In Poland banks, the Social Insurance Institution (ZUS) and the National Health Fund (NFZ) rarely contact customers by phone to request transfers. PESEL (the national ID number) often appears in identity theft attempts. A “mandat” means a fine, not a bank charge. Consequently, never provide personal data or take loans on the caller’s demand. Moreover, contact your bank using the number printed on your card or your bank app. In addition, report scams to police and your bank straight away. These steps protect both accounts and long-term residency paperwork.

Consequences for expats and why this matters

Expats face unique risks when scammers exploit language or legal unfamiliarity. For instance, unfamiliarity with Polish institution names can confuse foreigners. Moreover, losing large sums complicates daily life, rent payments, and visa matters. Therefore, understanding bank procedures helps prevent fraud. In addition, keep emergency contacts and bank numbers saved. Finally, exercise caution with urgent financial requests.

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